Share Investment Before Retirement

My wife and I have decided that we want to retire early and we're prepared to take on extra investment risks to make this possible. However, we've never invested in shares before and are a little concerned about this form of investment. Also, should we consider borrowing more money to invest?

Borrowing money to invest can help you reach your financial goals however, bear in mind that while this can potentially result in higher returns, it also magnifies the extent of any losses suffered if the value of your investments falls. You may not even need to borrow money to reach your financial goals.

This is a situation where you could really do with some good quality financial advice, so we recommend that you carefully construct a financial plan based around your goals and objectives and attitudes towards investment risk.

Start by asking family or friends if they know any financial planners who would be worth contacting and then book some initial appointments with these planners. For best results, the financial planner should be fee for service and should rebate any investment commissions to you so their advice is unbiased.

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