I am 49 years old and have worked for the same company for the last 17 years. I have a couple superannuation funds floating around and my wife is also in the same boat. We have a home worth $560,000 with $200,000 owing on it and car payments totaling approximately $580 per month. I'm wondering what to do for the future.
You seem to have a stable job and equity in your home. What is your overall debt position? Do you have surplus income? You need to clearly identify your goals and objectives and come up with an overall financial strategy to help you achieve those goals. In other words, a sound financial plan is the way to go.